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Oregon Medical Insurance > Oregon Medical Insurance Pool - OMIP > Plan 750 Benefits

Oregon Medical Insurance Pool

 
Medical & Portability Plan 750 Benefit Summary
Lifetime Maximum Benefit
$2,000,000
Pre-existing Waiting Period, Including Pregnancy
6 months
 
In Network you pay
Out of Network you pay
Annual Prescription Deductible
$0
Annual Medical Deductible
$750
Maximum Annual Medical Out of Pocket, excluding medical deductible, per individual*
$3,000
$6,000
Doctor Visits
20%
40%
Hospital
20%
40%
Outpatient Surgery
20%
40%
Skilled Nursing Care - limited to 60 days
20%
Home Health Care - limited to 60 visits
20%
40%
Emergency Room**
20% + $100 copay
20% + $100 copay
Ambulance
20%
Maternity
20%
40%
Diagnostic X-Ray/Lab
20%
40%
Transplant**
0%
40%
Hospice
20%
40%
Rehabilitation Inpatient - limited to 60 days
20%
40%
Rehabilitation Outpatient - limited to 60 days
20%
40%
Durable Medical Equipment
20%
Mental Health
20%
40%
Chemical Dependency
20%
40%
Womens Health Care Services***
20%
Not Covered
Mens Health Care Services***
20%
Not Covered
Immunizations - for enrolled child(ren) through age 18***
20%
Not Covered
Well Baby Care***
20%
Not Covered
Well Child Care***
20%
Not Covered
Prescription Drugs:  No out of pocket maximum on prescription drugs** & $0 Rx deductible
Generic Co-Insurance
up to $10 - Cost
over $10 - $10
Preferred Brand Co-Insurance
up to $40 - Cost
over $40 - $40
Non-Prefered Brand Co-Insurance
up to $70 - Cost
over $70 - $70
* This is the maximum amount you will pay for covered services per individual, per calendar year before OMIP will begin paying 100% for covered services.  

** The Emergency Room copay, out of pocket prescription drug payments, transplants performed at non-contracting facilities, and disallowed charges do not apply to the medical deductible or out of pocket maximum.

*** These services do NOT accumulate towards the maximum annual out of pocket expense.  Also, you do not have to meet the annual medical deductible before OMIP pays for these services.

This Health Benefit Plan Summary is only intended as a brief summary of our benefit plans. Please refer to the OMIP contract for specific details.  Exact terms, conditions, provisions, exclusions and limitations are defined in the OMIP contract.

 

 

 

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