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Oregon Medical Insurance > Oregon Medical Insurance Pool - OMIP > Plan 1000 Benefits

Oregon Medical Insurance Pool

 
Medical Plan 1000 Benefit Summary
Lifetime Maximum Benefit
$2,000,000
Pre-existing Waiting Period, Including Pregnancy
6 months
 
In Network you pay
Out of Network you pay
Annual Medical Deductible
$1,000
Maximum Annual Medical Out of Pocket, excluding medical deductible, per individual1
$4,000
$8,000
Doctor Visits
20%
40%
Hospital
20%
40%
Outpatient Surgery
20%
40%
Skilled Nursing Care - limited to 60 days
20%
Home Health Care - limited to 60 visits
20%
40%
Emergency Room2
20% + $100 copay
20% + $100 copay
Ambulance
20%
Maternity
20%
40%
Diagnostic X-Ray/Lab
20%
40%
Transplant2
0%
40%
Hospice
20%
40%
Rehabilitation Inpatient - limited to 60 days
20%
40%
Rehabilitation Outpatient - limited to 60 days
20%
40%
Durable Medical Equipment
20%
Mental Health
20%
40%
Chemical Dependency
20%
40%
Womens Health Care Services3
20%
Not Covered
Mens Health Care Services3
20%
Not Covered
Immunizations3
20%
Not Covered
Well Baby Care3
20%
Not Covered
Well Child Care3
20%
Not Covered
Prescription Drugs:  No out of pocket maximum on prescription drugs2 & $0 Rx deductible
Generic Coinsurance4
up to $5
Preferred Brand Coinsurance4
up to $40
Non-Prefered Brand Coinsurance
up to $70

1) This is the maximum amount you will pay for covered medical services per individual, per calendar year, excluding the deductibles, before OMIP will begin paying 100% for covered services.

2) The emergency room co-pay, out-of-pocket prescription drug payments, transplants performed at noncontracting facilities, and disallowed charges do not apply to the medical deductible or out-of-pocket maximum.

3) These services do NOT accumulate towards the maximum annual out-of-pocket expense. Also, you do not have to meet the annual medical deductible before OMIP pays for these services. Adult (age 19 and above) immunizations are limited to the following: Influenza (flu), Zostavax (shingles), Pneumococcal (pneumonia), Tetanus/Diphtheria Toxoid, and Varicella (chicken pox).

4) $0 co-payment for specific diabetic supplies, insulin (excluding pumps), and evidence-based generic maintenance medications as determined by OMIP. A list of these medications can be found on our Web site at www.omip.state.or.us. Not subject to Rx deductible for Plan 1500. This list is subject to change.

This Health Benefit Plan Summary is intended only as a brief summary of our benefit plans. Please refer to the OMIP Contract for specific details. Exact terms, conditions, provisions, exclusions, and limitations are defined in the OMIP contract.

 

 

 

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